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How to save £££s on cheap car insurance
Life, it seems, is one continuous cycle of spending.
Mortgage, council tax, gas bills, pensions, road tax, TV
licence, telephone bills, MOTs. The list seems endless. It's a
wonder that we've got any money left over for the things that we
enjoy.
Most of the bills we have to pay don't leave us with any choice;
it's a set fee and non-negotiable. But there are some things
that we have a degree of control over.
And, thankfully, motor insurance is just one of those things. By
searching around the plethora of different companies and
policies that are available you should be able to get a deal to
suit your budget.
But there are also ways of saving a little bit more cash and
ensuring yourself an extra cheap car insurance deal. And
Duck2Water Car Insurance Services have revealed how to do it,
betraying a few industry secrets to give you the low-down on
bagging some cheap car insurance.
Start off by clearing all the old junk out of your garage,
making enough room to squeeze your car in. A vehicle parked in a
garage is so much less likely to be stolen or vandalised than
one left on the street and a car insurance company will
recognise this, giving a significant discount.
If there's no garage available then the driveway still beats the
street but do make sure that you get hold of a decent steering
lock and, if possible, invest in an immobiliser too.
Arrange to go on an advanced driving course where you'll learn a
few extra little skills. It may seem a big hassle, especially if
you've just passed your test, but motor insurance companies put
a big value on courses such as Pass Plus, and as a result you
should save a few extra pennies. As well as that, you'll learn
some valuable driving skills that are definitely going to come
in handy somewhere down the line.
However much discount you're going to be able to negotiate, your
car insurance is still going to cost a fair bit. It's tempting
to spread the cost of the payment out over the course of a year,
but if possible, try and pay it all up front. Most motor
insurance firms charge a fairly high rate of interest, so if you
really can't afford to pay the lump sum, see if you can borrow
the money more cheaply somewhere else.
If your car is getting on a bit, consider buying third party,
fire and theft cover instead of fully comprehensive. If you
drive a bit of a heap then think about whether your car is worth
the extra premium that you'll pay to get it comprehensively
covered. You'll still be insured against any damage that you
cause to another vehicle or person and you'll receive the whole
value of your car if it happens to get stolen or burnt out.
Shop around for a quote; don't just buy from the first company
you come across. Try different combinations of options that are
available to see what the best price you can get is. And if you
do find a cheap car insurance quote that you think sounds good,
tell another company and give them the chance to undercut the
price. After all, they're desperate for your business and so
should be willing to knock off a few pounds to have your custom.
Most importantly, buy your car insurance online. High street
insurance firms aren't worth dealing with as they won't have a
chance of matching an online quote. An online firm, on the other
hand, has got lower overheads so can afford to cut the price
right down and give you a bargain.
Following these few simple guidelines is a guaranteed way to
save a few quid and get a cheap car insurance deal.
About the author:
Author: Simon Jacobs, Duck2Water Car Insurance
(http://www.duck2watercarinsurance.co.uk)
Duck2water Car Insurance Services are experts in cheap car
insurance and can provide fast, free quotes in a matter of
seconds - just go to http://www.duck2watercarinsurance.co.uk or
call 0808 144 0136.
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